References
- Presidential Proclamation
- USA.gov is the complete source for the following
Prepare for a Strong Financial Future During Financial Capability MonthIt's never too early to start planning for your financial future, and National Financial Capability Month is the perfect time to begin. Whether you're saving for college, learning how to be a smarter consumer or planning for retirement further down the road, USA.gov helps unravel common money mysteries this month so you can ensure a strong financial future for yourself and your family.Choose the Right Savings AccountUnderstanding the difference between different kinds of savings accounts can be overwhelming. Your goal is to find a safe place to put your money, but with all the options, how do you know which account is right for you?Before making your decision, consider the following:
Be Prepared for an EmergencyBeing financially prepared doesn't just mean you understand your budget and have a healthy emergency fund. While having savings to fall back on will make it easier to recover after a disaster, a lack of quick access to cash and not being able to locate vital records, ATM cards or proof of identification can make it harder to get back on your feet quickly.FEMA recommends you put together a financial emergency preparedness kit. Take inventory of valuables in your home for your insurance. Take photos of the items as well as the inside and outside of your house. Store these photos, along with a small amount of cash and copies of important documents (like your insurance policies) in a safe place at home as part of your emergency disaster kit. In the event of an emergency, you'll be able to use your kit to help file insurance claims. Teach Your Kids Good Money HabitsSmart saving and spending habits start early in life. You can help your kids understand money basics with fun and educational comic strips from Kids.gov. The comics teach the importance of saving and help kids find creative ways to be frugal.Order Free Financial MaterialsIf you want more free and trusted financial advice, order a packet of free financial materials and you'll get tips on retirement benefits, smart saving for college, avoiding financial setbacks and more. You'll also receive a copy of the Consumer Action Handbook, full of advice on how to avoid scams and fraud to protect your money and financial future.
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