Tuesday, January 15, 2013

USA.gov -- Simple Safety; Flu Shots; Credit Cards

Post:  15 Jan 13

On Tue, Jan 15, 2013 at 1:17 PM, USA.gov Blog Team <subscriptions@subscriptions.usa.gov> wrote:



01/15/2013 03:00 PM EST



Image description: The Cassini spacecraft took this photo of Saturn in December 2011 from a distance of approximately 1.3 million miles away. The scale of the image is about 77 miles per pixel.
Three of Saturn’s moons, Tethys, Enceladus, and Pandora, are shown. Tethys is on the right of the image, below the rings. Enceladus is on the left, below the rings. Pandora is barely visible. It appears as a small grey speck above the rings on the extreme left edge of the image.
Photo from NASA/JPL-Caltech/Space Science Institute
01/15/2013 01:00 PM EST

Learn simple steps you can take to protect your health and safety. Some steps take less than a minute and could save your life or the life of a loved one.
One minute or less:
  • Wash your hands
  • Protect your skin
  • Buckle up
  • Check cruise ship inspection scores before you travel
  • Place infants back-to-sleep
Get information about these and 10 more steps that take 1 minute or less.
Five minutes or less:
  • Test smoke alarms
  • Do a skin and body check
  • Make an appointment (for medical exams, screenings, and immunizations)
  • Know the signs and symptoms for heart attack and stroke
  • Take care of your teeth and gums
Get information about these and 15 more steps that take 5 minutes or less.
01/15/2013 10:00 AM EST

Which Flu Shot is Right for You?:There are three different kinds of flu shot and a nasal spray. Find out which one is right for you.
01/14/2013 03:00 PM EST
Minimum Payments on Credit Cards

Video description

What happens when someone makes just the minimum payment on a credit card balance.

Video transcript

Voice over: On the hottest day of the year, Marta’s air conditioner broke. Marta decided it was an emergency. So she went to the store to buy a new air conditioner. Marta didn’t have enough cash, so she used her credit card. The air conditioner cost $300. That evening, her family was cool and happy.
The next month, Marta got her credit card bill for the $300 air conditioner. Marta had it in her budget to pay $15 each month until she finished paying for the air conditioner. $15 was her minimum payment. 
Then, every month, Marta sent the minimum payment. But Marta’s balance didn’t go down $15 each month. The credit card company added interest to her balance every month. The annual interest rate on Marta’s credit card was 23 percent. So the credit card company added interest to Marta’s balance every month. 
It took Marta more than 2 years to pay for the air conditioner, because she paid only the minimum payment. At the end of 2 years, Marta had paid $382: $300 for the air conditioner and $82 in interest.

Video from the Federal Trade Commission

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